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But learning the facts - that affirmative action is critical for fostering equal access and opportunity in our academic institutions -cemented my belief that affirmative action is necessary if we want to create an equitable nation. The court’s decision Thursday is consistent with its view that race-based preferences should and would have a limited shelf life. Jon Wang, who revealed himself as a plaintiff in this Supreme Court case, was rejected by Harvard but was accepted at and is now attending Georgia Tech. Affirmative action enabled my ability to experience different ways of thinking and to form the lasting friendships I have made. Affirmative action has been a tool used by many countries to ensure underrepresented communities are included in areas they normally are not.
Persons: who’d, Tan, , Ana Fernandez, Richard Kahlenberg, Peniel Joseph, Peniel Joseph Kelvin Ma, Kelvin Ma, retrenchment, Bakke, Shelby, Holder, John F, Barry Goldwater, Richard Nixon, Ronald Reagan, Peniel, Joseph, Barbara Jordan, , ” Lanhee Chen, Bollinger, Sandra Day O’Connor, Lanhee Chen Lanhee J . Chen, J, Chen, David, Diane Steffy, Romney, Ryan, Roxanne Jones, Andrew Johnson, Jones, WURD, Richard Sander, , Richard Sander Fiona Harrison, Jeff Yang, Ed Blum’s, Jon Wang, Michael Wang, Williams, Jian Li, Bruce, Hudson Yang, Natasha Warikoo, Ketanji Brown Jackson, ” Natasha Warikoo Alonso Nichols, John Roberts, Brayden Rothe, Biden, can’t, Joe Biden, Brayden Rothe Patrick O'Leary, Pell Organizations: CNN, Fellows of Harvard College, Harvard, Harvard College, Cuban, American Council, Education, Wellesley College, Renaissance Studies, Black, Tufts University, Blacks, Ivy League, Federalist Society, John Birch Society, Trump, Democratic Party, GOP, Center, LBJ School of Public Affairs, University of Texas, Racial Justice, University of North, University of North Carolina Chapel, Public Policy, Hoover Institution, California State, Republican, Democratic, White, Fair, Supreme, ESPN The Magazine, ESPN, New York Daily News, Philadelphia Inquirer, The University of California, UCLA, University of California, UC, Georgia Tech, Department of Education, Princeton, Yale, Stanford, Princeton University, Institute for, Digital Intelligence, Harvard University, College, Social Sciences, of Sociology, Equity, University of Minnesota Locations: today’s, Philippines, Taiwan, Los Angeles, Portland, White, American, United States, West Linn , Oregon, Cuban American, Miami, Havana, Cuba, Miami , Florida, America, Austin, University of North Carolina, California, lockstep, Berkeley, Asian America, Florida, Texas
The company that owns the truck has been in contact with officials and is complying with state police, officials said. Buttigieg has said his agency is prepared to help local officials swiftly address the extensive disruption caused by the collapse. A view of the aftermath of the collapse of a part of I-95 highway in Philadelphia Sunday in this still image obtained from a social media video. Shortly before the collapse, Mark Fusetti was driving south on I-95 in Philadelphia and began filming when he saw plumes of dark smoke. The Southeastern Pennsylvania Transportation Authority also said it added extra capacity and service to other transportation routes and was evaluating all options to assist travelers as they work around the highway collapse.
Persons: Mike Carroll, Pete Buttigieg, Ben Halle, Buttigieg, ” Buttigieg, , Josh Shapiro, Shapiro, Joe Biden, “ Crews, Billy Kyle, Jennifer Homendy, Homendy, ” Homendy, underscoring, Mark Fusetti, ” Fusetti, CNN’s Jim Acosta, Derek Bowmer, , Ruth Acker, Danny Rodriguez, WPVI, Carroll Organizations: CNN —, National Transportation, State, Transportation, CNN, American Council of Engineering Companies, Pennsylvania Department of Transportation, NTSB, Pennsylvania State Police, Sunday . Department Battalion, American Council of Engineering, WPVI, Southeastern, Southeastern Pennsylvania Transportation Locations: Philadelphia, Pennsylvania, Wawa, Coast, detours, Woodhaven, Aramingo, New Jersey , Delaware, Maryland, Southeastern Pennsylvania
What Is Cash Value Life Insurance and Is It Worth It?
  + stars: | 2023-06-09 | by ( ) www.wsj.com   time to read: +10 min
What is cash value life insurance? Although you’ll see insurance companies advertise various life insurance products, all policies can be divided into two categories: term and cash value. How your policy’s cash value worksCash value life insurance is so named because of its ability to build cash value. Types of cash value coverageThere are two main types of cash value insurance:Whole lifeWhole life insurance is the most popular form of cash value insurance. Universal lifeUniversal life policies are more flexible than whole life policies.
Persons: Kat Tretina, you’re, PolicyGenius, Jay Zigmont, , they’re, ” Zigmont, Andrew Latham, you’ll, , Latham Organizations: Universal, American Council of Locations: Water Valley, Miss, Santa Ana, Calif
But the energy grid in the U.S. has developed over decades as a patchwork of thousands of individual utilities serving their own local regions. The Department of Energy is in the process of conducting a National Transmission Planning Study,to look into all of this. "Many mid-U.S. states have excellent wind resources, and the southwest U.S. has excellent solar resources, but the population is insufficient to use them," McCalley told CNBC. Finally, improved energy sharing would also lead to a more reliable energy grid for consumers. At the kickoff for its next round of transmission planning, MISO had a three hour planning meeting with 377 people in the meeting.
Three years after the Secure Act of 2019 ushered in the first major changes to the U.S. retirement system in more than a decade, more modifications are now on their way. Dozens of retirement-related provisions collectively known as "Secure 2.0" are included in a $1.7 trillion omnibus appropriations bill that received approval from the House on Friday — following the Senate's nod on Thursday — and will head to President Joe Biden for his signature. Secure 2.0 "addresses gaps that have left some people on the sidelines of retirement savings, unable to access the workplace retirement plans that do so much good in establishing the capability and habit of savings," said Susan Neely, president and CEO of the American Council of Life Insurers. The Secure 2.0 provisions are intended to build on improvements to the retirement system that were implemented under the 2019 Secure Act. Those changes included giving part-time workers better access to retirement benefits and increasing the age when required minimum distributions, or RMDs, from certain retirement accounts must start — to age 72 from 70½.
Musk had promised, for instance, that Tesla's mass-market electric sedan Model 3 would be priced at $35,000, a claim that bombed. But in October Musk said Tesla vehicles were not ready to take humans out of the loop. "Tesla team just completed a 500 mile drive with a Tesla Semi weighing in at 81,000 lbs!" For Microsoft founder Bill Gates, who has expressed skepticism about all-electric trucks, Musk said: "(Gates) can drive it himself if he wants!". "I want to take diesel trucks off the road," he said, adding that federal incentives for trucks that run on hydrogen could be more substantial than those battery electric trucks.
But for the life insurance industry, experts say the long-term effects aren't yet known. Faced with a staggering loss of life, insurance firms saw payouts soar during the pandemic. The demand for life insurance policies also jumped as consumers rushed to protect loved ones. Individual U.S life insurance application activity increased by 3.4% in 2021, following a record-breaking year-over-year growth of 3.9% in 2020, according to the MIB Life Index's 2021 annual report. However, the life insurance industry is still wrestling with mortality changes and how these shifts may affect the underwriting process.
Life-Insurance Payouts Hit Record $100 Billion in 2021
  + stars: | 2022-11-28 | by ( Leslie Scism | ) www.wsj.com   time to read: 1 min
An installation in Washington, D.C., commemorated Americans who died from Covid-19. U.S. life insurers paid a record $100 billion in 2021 in death benefits, fueled by another year of Covid-19 deaths, an industry trade group said. Payouts rose 11% in 2021 to $100.19 billion, most likely due to the pandemic, according to the American Council of Life Insurers. The increase was on the heels of a 15% year-over-year rise in 2020, when death-benefit payments totaled $90.43 billion.
US life insurers paid out a record $100 billion in benefits in 2021, according to new data released Monday by the American Council of Life Insurers. “For the second year in a row, life insurance benefit payments increased by double-digit percentages,” said Andrew Melnyk, ACLI Vice President, Research & Chief Economist. The ACLI data doesn’t break out the causes of death of life insurance policyholders. When a breadwinner in a family dies, life insurance can go a long way toward alleviating any immediate financial stress their spouse and children might experience. Many people have some life insurance coverage that their employer provides.
The Florida Democratic Party noted it has had a Municipal Victory Program since 2016 that includes efforts to fundraise and help school board candidates. Historically, it hasn’t taken a lot of cash to influence school board races, which are generally nonpartisan and often draw low voter turnout. In a 2018 survey, just 9 percent of school board officials reported spending more than $5,000. “What Ron DeSantis is doing in Florida — supporting a bunch of these school board candidates — is really smart, because the No. Some of the liberal efforts to push back against conservatives in school board races are well established.
The richest of the rich can use life insurance to avoid estate and income taxes. Life insurance is probably the least sexy area of financial planning. Private-placement life insurance is a little-known tax-avoidance tactic. When structured correctly, PPLI policies can be used to pass on assets from stocks to yachts to heirs without incurring an estate tax. A 40% federal estate tax applies to estate values topping $12.06 million for single people and $24.1 million for married couples.
Toți ochii sunt ațintiți astăzi spre Elveția, acolo unde Joe Biden și Vladimir Putin sunt așteptați să se întâlnească la Villa La Grange de pe malul lacului Geneva. Întâlnirea oficială între cei doi președinți are loc într-un moment în care relațiile dintre Rusia și SUA au ajuns la un nou punct critic, demn de epoca Războiului Rece. „Mă întâlnesc cu domnul Putin pentru a-i spune ce-mi doresc ca el să știe”, a declarat președintele Biden săptămâna trecută, atunci când a coborât pe pământ european. De asemenea, Vladimir Putin a vorbit și despre un posibil schimb de prizonieri între Rusia şi SUA, arătându-se deschis faţă de o astfel de posibilitate. Jocul de șah al WashingtonuluiÎn ciuda criticilor sale la adresa lui Vladimir Putin, președintele Joe Biden este cel care a cerut organizarea întâlnirii cu liderul de la Kremlin.
Persons: Joe Biden, Vladimir Putin, american Joe Biden, Biden, Putin, Paul Whelan, Trevor Reed, Dmitri Peskov, Reuters, Mark Galeotti, Putin Vladimir Putin, Bill Clinton, Boris Elțîn Organizations: american, Albă, Foreign Policy, Casei Albe, NBC, BBC, The Moscow, Moscow Locations: Elveția, Grange, Geneva, Rusia, SUA, Rece, rus, China, Belarus, Ucraina, Kremlin, Moscova, Statele Unite, detenţie, american, RUSIA, nedreptățită, Rusiei
Întrevederea cu președintele rus este ultimul eveniment de pe agenda turneului european realizat de președinte american Joe Biden în ultima săptămână și în urma căruia au fost adoptate niște poziții mult mai clare din partea Occidentului față de abuzurile regimurilor autoritare din Rusia și China. „Mă întâlnesc cu domnul Putin pentru a-i spune ce-mi doresc ca el să știe”, a declarat președintele Biden săptămâna trecută, atunci când a coborât pe pământ european. La rândul său, președintele rus Vladimir Putin, într-un interviu acordat în urmă cu două zile canalului de televiziune NBC, a spus că este „grotesc” să se afirme că Moscova duce un război cibernetic împotriva SUA. De asemenea, Vladimir Putin a vorbit și despre un posibil schimb de prizonieri între Rusia şi SUA, arătându-se deschis faţă de o astfel de posibilitate. Totuși, acesta a precizat că reuniunea în sine este „foarte importantă”, scrie digi24.ro cu referire la Reuters.
Persons: american Joe Biden, Putin, Biden, Vladimir Putin, Paul Whelan, Trevor Reed, Dmitri Peskov Organizations: american, Albă, Foreign Policy, Casei Albe, NBC, Reuters Locations: rus, Rusia, China, Belarus, Ucraina, Kremlin, Moscova, Statele Unite, SUA, detenţie, american
Вопреки мнению многих заядлых спортсменов, обычная ходьба является действенным способом, чтобы поддерживать здоровье. В частности, было обнаружено, что она связана с 24-процентным снижением риска "смерти от всех причин". Результаты показывают, что для достижения оптимальных результатов следует увеличить темп ходьбы. По словам главного тренера Nike Эшли Уилкинг, ключом к сжиганию большего количества калорий во время ходьбы является пройденное расстояние, пишет Eat This, Not That!. Ранее ученые выяснили, сколько нужно заниматься спортом в неделю, чтобы прожить дольше.
Persons: Эшли Уилкинг, Седрик Брайант Organizations: Nike, American, Британский журнал спортивной медицины, Минздрав Locations: США
Programul FLEX Moldova invită doritorii să participe la un eveniment dedicat tradițiilor de Paște în America versus MoldovaFacebook. Programul FLEX Moldova organizează o activitate online despre Paște și diferența dintre tradițiile americane și moldovenești. Împreună cu Daniela Butnaru, coordonatoarea programului FLEX Moldoova, Chris Flowers, directorul țării pentru oficiul Consiliilor Americane și absolventa Programului FLEX, și asistenta de program, Mihaela Pinzari. Împreună cu echipa American Councils veți afla despre tradițiile de Paște în America versus Republica Moldova. Cum a petrecut Sărbătorile de Paști în America dintr-o perspectivă Catolică versus Ortodoxă și veți învăța cum să gătiți ceva extrem de delicios cu Daniela și Chris.
Persons: Daniela Butnaru, Chris Flowers, Mihaela Pinzari, Mihaelei Pînzari, Paști, Daniela, Chris Organizations: American Councils Locations: America, Moldova, Republica Moldova
Aflați despre Holocaust prin turul de studiu Elie Wiesel
  + stars: | 2021-04-07 | by ( Alte Articole | ) www.civic.md   time to read: +1 min
America House Chisinau alaturi de American Councils Moldova vă invită joi, 8 noiembrie la orele 15:00 pe pagina de Facebook America House Chisinau. Holocaustul a fost o crimă împotriva umanității atât de oribilă, încât comunitatea națiunilor a jurat să nu uite niciodată, pentru ca astfel de atrocități să nu se mai repete. Respectarea Zilei Comemorării Holocaustului, cunoscută și sub numele de Yom HaShoah, onorează viața și memoria celor șase milioane de evrei care au fost uciși în timpul Holocaustului și a milioanelor de alte victime ale persecuției naziste. În 2021, Yom HaShoah are loc pe 8 aprilie. Ambii au participat la cea de-a 4-a ediție a turului de studiu Elie Wiesel și vor vorbi despre impresiile și experiența lor de învățare pe parcursul cursului.
Persons: Cristian, Marius Chirtoacă, Elie Wiesel Organizations: America House Chisinau, American, Facebook, Facebook America House Chisinau, America House Chișinău, Gala Tineretului Locations: America House, Moldova, Facebook America, America, România, Auschwitz
(foto) „Holocaust prin turul de studiu Elie Wiesel”, eveniment care onorează viața și memoria milioanelor de evrei uciși în timpul genociduluiAmerica House Chisinau alături de American Councils Moldova vă invită joi, 8 noiembrie la ora 15.00 la un eveniment online despre Holocaust prin turul de studiu Elie Wiesel. Holocaustul a fost o crimă împotriva umanității atât de oribilă, încât comunitatea națiunilor a jurat să nu uite niciodată, pentru ca astfel de atrocități să nu se mai repete. Respectarea Zilei Comemorării Holocaustului, cunoscută și sub numele de Yom HaShoah, onorează viața și memoria celor șase milioane de evrei care au fost uciși în timpul Holocaustului și a milioanelor de alte victime ale persecuției naziste. În 2021, Yom HaShoah are loc pe 8 aprilie. Ambii au participat la cea de-a 4-a ediție a turului de studiu Elie Wiesel și vor vorbi despre impresiile și experiența lor de învățare pe parcursul cursului.
Persons: Elie Wiesel, Cristian, Marius Chirtoacă Organizations: Chisinau, American, America House Chișinău, Gala Tineretului Locations: America, Moldova, România, Auschwitz
A powerful group of business organizations has pushed for the liability shields and donated generously to McConnell and other Republicans. Photo by Alex Wong/Getty ImagesThe Chamber of Commerce's big giveThe Chamber of Commerce has been among the most vocal proponents of liability protections. Overall, however, Walmart's workers and PAC gave about evenly to Democrats as to Republicans this election. Its PAC gave $9,000 to McConnell's campaign and gave $3,000 to Cornyn. During the past three decades, McConnell has received robust support from some of the industries lobbying hard for liability protections.
Facebook Live: Thanksgiving Dinner Menu
  + stars: | 2020-11-22 | by ( Alte Articole | ) www.civic.md   time to read: +1 min
Ziua Recunoștinței este o sărbătoare națională anuală în SUA, care sărbătorește recolta și alte binecuvântări ale anului trecut. Mulți o văd ca o sărbătoare a recoltei, în special a fermierilor, și o comemorare a recoltei de succes a pelerinilor cu ajutorul nativilor americani. Cel mai practicat ritual este masa de Ziua Recunoștinței. Ei ne vor arăta cum să gătim mâncăruri tradiționale de Ziua Recunoștinței și ne vor spune mai multe despre această sărbătoare. Invitați:-Chris Flowers - Director de țară pentru American Councils Moldova-Paula Stihi – absolventă a programului FLEX 2020Link eveniment: https://www.facebook.com/events/713402436263710/
Persons: Chris Flowers, Paula Organizations: America House Chișinău, Facebook, American Locations: SUA, America, Moldova
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